Water damage can be a devastating event, causing significant damage to property and possessions. It is important to understand the various causes and types of water damage to mitigate its impact.
Water damage is classified into three categories based on the source of water:
Originates from a sanitary source, such as a burst water pipe or broken appliance. It does not pose significant health risks.
Contaminated with microorganisms but does not contain fecal matter. Examples include dishwasher overflows or washing machine leaks.
Contains hazardous contaminants, including sewage, floodwaters, and standing water. It poses a serious health risk and requires immediate professional remediation.
The legal definition of water damage varies by jurisdiction. However, it generally refers to any damage to property or possessions caused by the accumulation or penetration of water. This includes damage caused by:
Water damage claims are typically covered by property insurance policies. It is crucial to report water damage promptly to your insurance company to ensure coverage and timely repairs.